“Hey my friend is trying to sign me up for blankity blank..”


Solavei is for Idiots


There’s a new scam every week folks.

Apparently theres a guy (Ryan Wuerch) with more lawsuits against him than Marion barry who then started a back alley cel phone service company called “Solavei”. The previouos company he tanked was called Motricity.

What makes me laugh is the recruits responses to all of this all over the internet. Oh sure our CEO has several Federal lawsuits against him:


Sure the Motricity Board of Directors asked him to step down as he led the company into the ground:


Sure he is facing insider trading allegations which question his business ethics:


But that is small potatoes compared to the “goldmine” he offers me with the supposed $20 for every 3 people I sign up. lol

Sure as a founding member or a new upline, I’ll piss away my relationships on what is widely understood as a pyramid scheme, but not just any scheme, a revolutionary one with someone who has some serious legal issue from EVERY past venture. Credibility issues so substantial that he has to offer his sales force an internal propaganda sheet to aid you in overcoming very relevant questions about your CEOs character and ethics.


And why is this service so revolutionary? Because they told you so and you just drank the Kool Aid without realizing several other mobile providers have a similar model.

Here’s how the scheme works:

Membership to Solavei is free for customers of the company and then you’re encouraged to participate in the compensation plan and earn commissions as a member.

Customers of Solavei must purchase a cell phone service for $49 a month with an initial $49 signup fee and $29 SIM card fee.

If a customer chooses to purchase a phone through Solavei (has to be HTC or ZTE) this is also an additional expense.

Non-customers are able to join as company members and earn commissions through the compensation plan for an annual $149 membership fee. Because there’s nothing better than people who don’t believe in the shitty service who want to sell it to others.

And yes, everything from customer service to phone service sucks:



Please folks, you have to stop letting yourself get hustled by these scams.

You do not EVER ever ever ever pay any person, company or thing a few so that YOU can go to work for THEM.

Stay AWAY from Herbalife!

Stay AWAY from Empower Network!

Staw AWAY from MCA!

Stay AWAY from Primerica!

Stay AWAY from ACN!

Stay AWAY from 5 Linx!

Stay AWAY from Cutco!

Learn more about all of the schemes to stay away from here: https://thisiswhyubroke.wordpress.com/2010/05/19/only-you-can-prevent-stupiditypyramidmulti-level-marketing-schemes-exposed/

CNBC Goes Undercover to Investigate Herbalife

cnbc-logo11OB-SV066_Herbal_E_20120503083408Scam alert

“All Nicole Lopez wanted was a crack at the American dream and a chance to work at home closer to her kids.
Instead, she got a nightmare, losing thousands of dollars after trying to sell Herbalife (HLF), which makes weight-loss shakes and nutritional supplements.

Unwilling to recruit other people to sell Herbalife, which is how most Herbalife reps make money, she quit after 11 months and lost the $10,000 she invested.
“If you’re an honest person and you want to do an honest business, there’s no way you can succeed,” Lopez said, sitting in the kitchen of her Utah home.

(Watch this part here–>> http://finance.yahoo.com/video/selling-american-dream-big-promises-183100054.html )

Continue reading “CNBC Goes Undercover to Investigate Herbalife”

MCA is for Idiots

MCA scam

The simple fact that this MCA “Motor Club of America” (TVC Matrix) scheme is so popular among the black community just shows how far we have to go before we are no longer our own worst enemy.

Its quite sad actually…

When you’re supposedly selling “roadside assistance” but not one phone number to call and have your car tow’d is available anywhere..

When you’re telling these gullible poor people in our community that you’ll give them $80 for ever $40 that they bring you and they ask zero questions on how this is even possible …(because its not; there is a mandatory 18 month duration your pawn has to continue paying or you are liable for any “commission”. Oh and there is no commission.)

When you realize that only an idiot would sign up for something that AAA sells for $50 a YEAR and you’re paying $20/MONTH…

When you wake up and think about the level of intelligence and financial standing the people who have approached you on this have…

When You Realize The First Letter Of Every Word On The Website Is Capitalized But They Claim They’ve Been Around Since 1926…

When the roadside membership package is a sales cold call sheet…

When their online spam squad has taken over the first 40 page results in google (well except for the first page result for this blog post. Doesn’t that make you mad MCA scammers? Haven’t noticed that all of your comments below have no effect? )



Look folks, we even had a member of The Winner’s Circle, who is a designer, do a GREAT break down on how easy it is to tell a scam website. This is straight from a design prospective: http://tiffaniinkblog.com/the-penny-pyramids-and-their-bad-web-design/

Learn about all other pyramid schemes here:


Behind MLM exposes MCA here:


A video explaining the MCA scam:


The company is now on the ripoff report:



What you will learn from this book:

How to decrease specific expenses and beat debt.

How to pay off collection accounts and fix your credit report.

How to purchase a car the right way.

The right types of insurance to purchase.

How to get started investing.

Tips for getting into position to purchase rental income property.

and more!




eBook – $4.99 

The highly acclaimed personal finance book consists of the following 5 course program that promises to not only change the way you view money but change the way you view yourself:

The eBook is in PDF format with hyperlinks to help you navigate in between courses. $4.99 for the material that I’ve personally used to change thousands of people’s lives in the LA area. With it comes along a free Digital toolkit that contains worksheets, financial videos infographics, calculators and more. All of this for only $4.99. Audio book is available now as well for $10.